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The Shay Agency

1147 Hwy 315 Blvd
Wilkes-Barre, PA 18702

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Insurance Blog

Home Insurance for Unpredictable Weather

At The Shay Agency, finding the right insurance product is only the beginning of what we offer our clients every day.  

Insurance offered to Wilkes-Barre, PA homeowners provides both peace-of-mind and financial security. Insurance, sophisticated financial/managerial tools, spreads risk and costs from one to the many. A litany of issues impacts how insurance underwriters and insurance actuaries determine the type and the price of products offered at the consumer level.

Climate change has had a dramatic impact on the insurance industry during the past century. Unexpected shifts in the scale or location of severe weather events are among the most pertinent issues affecting the delicate balance of the current insurance system. Curiously though, some insurers expressed concern about climate change more than three decades ago.

What can a homeowner do to protect themselves and their property against weather disaster?

Homeowners must reach out to the experts to determine which supplemental policies might be needed to increase coverage, for example, home insurance. Those homeowners who already have supplemental policies should consider modifying the coverage amounts. With random weather events occurring, such as unpredictable earthquakes, tornadoes, and hurricanes, it is important to make sure you have the coverage that will sufficiently provide replacement protection for your home and belongings.

The insurance agents at The Shay Agency serving the Wilkes-Barre, PA area are ready to discuss solutions to meet coverage options in the face of weather disaster. At The Shay Agency, we proudly deliver excellent customer service and work with cutting-edge tools to provide you with quality insurance. Our well-trained and well-versed staff can expertly meet your changing insurance needs.

Give us a call at (570) 704-0074.

 

 

Who, What, Where, How: How Do You Let Your Insurance Agent Know WHO Your Employees Are

The insurance agents at The Shay Agency are comprehensive. They take the time to get to know your business before they begin to write an insurance policy. If you are a business owner in Scranton, PA or nearby you owe it yourself and your staff to consider our services. 

Who Works With You?

It is important for your insurance agent to understand not only who your employees are but grasping what their role at your business is – this is critical. That is major information in determining what provisions are necessary on your commercial insurance policy. 

Every business operates differently. One dry cleaner may clean items in-house while another dry cleaner may contract to have the clothes their customers bring in done at another location. Surely the insurance aspects would be different in each scenario. 

It is the same with any business. People do things in unique ways though they may be similar to others business. We want to get to know your business and how you run things. Being comprehensive from the beginning ensures no surprises once a claim is made.

Simply jot down your employee’s names and supply the list to your agent. This list should include the role that the particular employee fulfills at your business as well.  

Insurance for your business is one thing that you don’t want to skimp. After a mishap with an employee occurs, you may be wishing you opted for a commercial insurance policy. Give us a call at The Shay Agency to discuss how to cover all bases. Serving the great town of Scranton, PA, and its neighboring locales, we believe that learning about your business can make all the difference in the world.