The auto insurance agents at the Shay Agency serve the Wilkes-Barre, PA area and want drivers to be aware of the minimum amount of auto insurance coverage they need to have in Pennsylvania.
Minimum Amount of Coverage in Pennsylvania
Under Pennsylvania State laws, all vehicles must be registered, and the owner must have a minimum amount of auto insurance. This includes a minimum amount of bodily injury liability coverage and a minimum amount of property damage insurance. Each driver should also have first-party benefits along with uninsured motorist coverage and uninsured motorist coverage. Drivers can request to be able to drive without uninsured or underinsured motorist coverage and may be granted that exemption.
Other Auto Insurance Options
There are many other auto insurance coverage options that drivers can choose from:
If you own a vehicle, having comprehensive auto insurance coverage in place is a good idea. This is because you never know what may happen in the future, such as a natural disaster. If your vehicle is destroyed or damaged by a tornado or other natural weather event, you will want to have it replaced or repaired immediately. This type of insurance will help you achieve that. Comprehensive insurance coverage will also assist you in replacing your vehicle, repairing fire damage, vandalism, or if it is stolen.
Collision insurance is a great coverage to have because you never know when you are going to collide with another vehicle or a stationary object .Your lender may require both collision and comprehensive coverage if you still owe money for your vehicle.
To ensure that you have the appropriate amount of auto insurance coverage, contact the experienced and knowledgeable auto insurance agencies at the Shay Agency in the Wilkes-Barre, PA area today!