The Shay Agency is an independent insurance agency that strives to help people find the insurance that they need. We are located in Wilkes-Barre, PA. We offer multiple insurance policies to our clients so that they are covered regardless of the situation.
It’s important that every driver have auto insurance. Auto insurance not only protects your vehicle if you are involved in an accident, but it also covers you in the event that you sustain any injuries in the accident. The Shay Agency will help you analyze different types of coverage so that you can make the best decision for your situation. While you are doing research, here are some unique auto insurance facts that you may not be aware of.
Your Credit Score Is Important
In some cases, your credit score may impact your auto insurance policy. So while it may not be weighted as heavily as your driving record for example, having good credit can make a difference.
Pay Attention To The ISO Ratings
The ISO ratings are determined by looking at a vehicle’s model, make, and safety ratings. Primarily, the ISO ratings determine how risky it is to insure your vehicle.
Accessories May Require Special Coverage
If your vehicle has a number of special accessories, you may have to look into an additional policy to ensure that all of the accessories are covered in the event that they are damaged or stolen.
The Differentiation Between Personal Usage and Business Usage
If you are using your vehicle primarily for business purposes, you may need to look into a separate policy compared to if you were using your vehicle primarily for personal usage. Make sure that you inquire about the differences before choosing a policy.
Consult With The Shay Agency
Providing good customer service is very important to us. To learn more information about different auto insurance policies, stop by our office in Wilkes-Barre, PA.